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Despite advancements in vehicle safety automobile accidents are still one of the main causes of death and injury. In these cases, insurance is often the main source of compensation.
If you're injured and your insurance company does not pay or refuses to cover the medical bills, then you could be able to get compensation from a third party. This includes the state of New York, the five boroughs, as well as the manufacturer or seller of a defective product.
Damages
Car accidents can cause a wide range of damages including injuries, property damage, lost wages, and more. The damages can be difficult to quantify, but a lawyer who has been involved in a car crash attorney near me accident will help you determine how the value of your claim.
Non-economic damages can be difficult to prove. Non-economic damages include pain and suffering, disfigurement and permanent scarring.
Medical expenses are usually included in a car accident case. They can be incurred through hospital visits, xrays, surgeries and other treatments. These expenses could include hospital visits, x-rays, surgeries, and other treatments.
Property damage is often caused by a car accident, as it can lead to expensive repair costs or even a totaled vehicle. This includes items inside the vehicle, such as laptops, computers and other equipment for work, or the property surrounding the accident, like trees and fences.
The weather conditions can also contribute to car accidents, since slick or muddy roads can make it harder to drive safely. Drivers who operate their vehicles in bad weather should be held liable for any accidents they cause.
The amount you are entitled to for damages to your property and medical bills is contingent on the severity of your injuries, the prognosis for your recovery, and how they impact your quality of life. Your lawyer can help determine the amount of damages and make sure that you receive enough compensation to cover all your losses.
Some car accident victims suffer from mental and psychological stress as a result of their injuries. These feelings can impact their relationships and even their job performance. They could also be a source of anger and frustration that can cause more accidents.
Injury to the neck, chest and spine can also be a serious problem. These injuries can prevent you from working, and they could also have a lasting impact on your life.
Injuries
Car accidents cause a wide range of injuries, and some can be severe and even fatal. These types of injuries include brain injuries that are traumatic and spinal cord injuries. They also include burns, fractured bones and other injuries which can cause long-lasting pain and emotional distress.
Musculoskeletal injuries or soft-tissue injuries are the most common types of injuries that occur in car accidents. This includes whiplash injuries, that result from sudden jolts in collisions.
Whiplash is usually caused by rear-end collisions however, it can also result from other types of car crashes. In these situations your body is swaying forward, while your head remains in place, which causes you to strain the neck.
Other injuries that could be suffered in a car crash include chest injuries, leg and arm back injuries, and arm and leg. Herniated disks are a prime example of an injury that may be delayed and result in long-term disability and pain if not properly treated.
Knee injuries, or sprains and fractures, are another frequent injury in top rated car accident lawyers collisions. These injuries often require surgery or other medical treatment to heal, however they might not be apparent within a few hours after a crash.
The severity of these injuries depends on the amount of force and weight that is involved in the crash. Bone fractures can range from mild to very severe, and the injuries typically result in permanent scarring.
In the event of a car accident, abdominal bruising and internal bleeding are also serious issues. If you're in an accident and notice bruising, you should go to the emergency room immediately.
Chest injuries can vary from bruises to fractured ribs. A sternum injury is an extremely serious injury that can be difficult for a person to differentiate from other chest injuries or internal bleeding.
Lacerations and burns are less noticeable injuries that can be caused by a car crash. These injuries are common and may leave permanent scars in the case of serious injuries.
Insurance
If you've been injured in a car crash it's important to know your legal rights and options available to you. A personal injury lawyer can help you obtain the compensation you need for medical bills, lost income, and property damages.
Based on the state you live in, there are different types of insurance coverages available for accidents involving cars. In New York for example, drivers must carry both liability insurance as well as no-fault coverage which covers medical treatment and lost wages, irrespective of who is at fault.
Liability: This safeguards you in the event that another person files a claim with your insurance company, claiming injury or death due to your vehicle. It also shields your car from vandalism or theft. You can choose between several liability limits, including the minimum amount required by your state.
No-fault: Probably the most well-known kind of car insurance in New York, no-fault coverage pays up to $50,000 for injuries sustained by the driver and passengers of each insured vehicle regardless of who was at fault. In addition, you can purchase additional coverage that includes personal injury protection (PIP) which will pay for medical bills and lost income if you are hospitalized or miss work due to your injuries.
These insurances cover damages caused by fire, theft vandalism, flooding and also for falling objects. These are not mandatory, but usually worth purchasing, since they can protect you financially from the high cost of vehicle repairs following an accident.
Deductibles. The majority of auto insurance policies have an deductible. This is the amount you will need to pay prior to when your insurer will pay for the claim. When you file a claim under personal injury protection, uninsured motorist, or comprehensive insurance, you'll need to pay a deductible prior to when your insurance company begins paying for your claim.
The injuries sustained in a car accident can have a lasting impact on your life, leaving you with significant medical costs and affecting your ability to complete your daily tasks. If you've sustained a serious injury or your family was affected by a fatal accident it is essential to have an experienced lawyer on your side to help you receive the money you deserve for your losses.
Statute of limitations
The statute of limitations is a law that outlines the period within which you are able to claim compensation following an accident. It is essential to know how the deadline works to make sure you don't miss out on the chance to file an insurance claim.
In the majority of cases, you will have 3 years from the date of the accident to start a lawsuit. This means you must have your case on file within that time frame or you'll lose the ability to pursue claims against the negligent party who caused your injury.
Car accidents can happen at any time, so it's imperative to act swiftly after a crash to ensure that you can get the compensation that you require for your injuries. It's also crucial to get an attorney in your corner immediately to help you determine whether you have a valid claim, and to help you construct your case.
Under New York Civil Practice Laws & Rules Section 214 (c)(1), anyone who has been injured in an automobile accident (driver, passenger, motorcycle cyclist, pedestrian or rider) has three years to make a claim for personal injury. If the victim is younger than 18 years old, they must wait until their 18th birthday to bring a personal injury lawsuit.
In certain circumstances the statute of limitations can be "tolled" or extended, to give an additional time to make an action. If a victim was a coma or was physically or mentally incapacitated at the time of an accident, they may be granted additional time to file claims.
If you're thinking of making a claim for compensation from a car accident, you should contact an experienced car accident attorney near me car accident within the shortest time possible following the crash to discuss your situation. They can help you determine whether you have an injury claim which is legitimate and whether the statute of limitations has expired and you are able to take steps to pursue your claim before it's too late.
The statute of limitations can be a bit ambiguous, but it is vital to understand how it operates in order to know what time to begin making your case. Our Arkansas car accident good lawyers for car accidents near me can give you the information you need to start your claim and secure the compensation you deserve.